Part Two – Q&A

May 11, 2010

Here is part two of our Q&A with Gail Cunningham… How does a family get on track if they feel that they are always “treading water”? Start by reining in your spending. Put an absolute freeze on all unnecessary expenditures. Look at all ways to increase income while decreasing expenses. Dedicate that found money to [...]

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Q&A with Gail Cunningham

May 10, 2010

Last week, we had the chance to interview financial expert Gail Cunningham about financial literacy. Over the next few days, I’ll post our Q&A: How can someone get started if they aren’t really “financially literate”? The NFCC Member Agency counselor can help you get started tracking your spending, constructing a budget you can live with, [...]

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Saving Money at the Doctor’s Office

May 4, 2010

Health care expenses are rising, and of course, it’s big news these days.  Even if you have insurance, it’s important to be aware of your policy, so you can save as much money as possible. 1 – Know which doctors are within your plan.  Some plans have preferred providers which will save you money. 2 [...]

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Shopping With Warehouse Clubs

May 3, 2010

Last month, I talked about how some warehouse clubs offer some great coupon discounts.  But, is it worth having a membership in a warehouse club? Typically, warehouse clubs charge a fee – and some companies offer memberships as a benefit.  Quite honestly, if you visit the warehouse club at least six times a year, you’ll [...]

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Finding Value in Hotels

April 29, 2010

Going on vacation?  Keep in mind that a deal isn’t always a deal. As with flights, many hotels these days are nickel and diming consumers with lots of charges.  Know what you are going to pay – before you pay it! Here are some rates you’ll want to ask about: State and local taxes (these [...]

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Opting Out of Annoying Credit Card Offers

April 28, 2010

Do you gets lots of those pre-approved credit card and insurance offers?  Receiving those offers can be tempting, but it can also make identity theft a lot easier for thieves.  If you don’t want those offers filling up your mailbox, there’s a way out!  Visit www.optoutprescreen.com to opt-out of firm offers for five years (online), [...]

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Charitable Giving

April 27, 2010

Do you have a charitable giving plan?  Although it seems to be something that only the extremely affluent need to do, you probably are approached by many different charities – from school fundraisers and friends running/walking/cycling for charity, to countless phone calls by the police and fire departments.  Having a plan makes it easier to [...]

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How Does Your Budget Compare?

April 26, 2010

Have you been keeping track of your budget?  If so, here’s a great resource to compare your results to the average US Household.  Compare, and then decide if you want to make changes to your budget. Questions?  Post them below – I’d love to help you!              

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Going Green and Saving Money

April 23, 2010

Most people associate going green with spending more money, but there are lots of ways to go green AND save money. Check out the Eco Frugal Life Guide by CouponSherpa to learn more.  This free guide offers lots of tips to going green in a frugal manner.              

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Saving Money on Healthy Groceries

April 22, 2010

There are loads of fabulous blogs and Web sites that teach you how to match coupons to sales and get groceries for almost free.  I’m always in awe of how much work goes into this, and the great deals that can be had. But… I tend to eat healthier, nonprocessed, organic foods that aren’t often [...]

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